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The Bureau believes that this approach is warranted because making a covered short-term loan under proposed § 1041.
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During the SBREFA process, several of the SERs explained that they currently provide consumers with text message reminders of upcoming payments.
As per RBI directive PIN is required for debit card PoS transactions on domestic terminals from 1.
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From outreach to these lenders, the Bureau understands that lenders that make what would be covered longer-term loans as an accommodation often do so to help existing customers address a particular financial need and are interested in having their customers repay as soon as they are able.
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