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Specifically, it would provide that when a payment transfer authorized by the consumer pursuant to the exception is returned for nonsufficient funds, the lender is permitted to re-present the transfer on or after the date authorized by the consumer, provided that the returned transfer has not triggered the prohibition on further payment transfers in § 1041.
The calculated figures are for illustrative purposes only and are based on the accuracy of the information entered.
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The inquiry process is an opportunity for the ODFI to present, and for NACHA to consider, specific facts related to the Originator's or Third-Party Sender's ACH origination practices and activity.
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For payment attempts using a payment channel different from the channel used for the previous transfer, proposed § 1041.
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