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Under the proposal, lenders would be required to furnish information to provisionally registered information systems, but would not be permitted to rely on consumer reports generated by such a system to satisfy their obligations under proposed §§ 1041.
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Accordingly, the Bureau does not believe that a limitation on repeat borrowing alone would be consistent with the stated objectives of Title X to identify and prevent unfair, deceptive, or abusive acts or practices.
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Charge-offs were more common for loans in the sample that had been made online (42 percent) compared to those made at storefront locations (27 percent).
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