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The Bureau seeks comment on all aspects of this subpart, including the intersection of the proposed interventions with existing State, tribal, and local laws and whether additional or alternative protections should be considered to address the core harms discussed below.
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The funds in your accounts that have been dormant for three years will be considered as abandoned property according to Kentucky Escheat Laws and be claimed by the State Treasurer.
Although this is a loan, once the loan has been paid down to half the original loan amount, you can renew the loan over and over again like a line of credit which provides ongoing working capital for years to come.
But, as noted above, a substantial majority of borrowers takes out more than one loan in sequence before repaying the debt or defaulting.
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