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We only have one criticism: their underwriting criteria is very tight right now.
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It's regulated at least as strictly as other consumer lending and arguably more so," he said.
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on They insisted that they absolutely have to pull my credit report to see if my current loan is eligible for HARP.
Late payments for utility bills such as electricity or phone will still only appear on your credit rating if you're 60 days or more late making the payment.
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