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AER stands for Annual Equivalent Rate.
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But that wasn't the only bill that high-cost lenders had pushed: One to allow auto-title loans, also vetoed by the governor, passed with a supermajority in the legislature.
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Elevate spent $210,000 last year to lobby the federal government on financial legislation and online lending issues, according to Senate financial disclosure records.
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They are usually expensive, small-dollar loans that must be repaid in full in a short period of time.
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Some of these consumers may have other means of accessing the internet and thus will be able to use the URL to access the full disclosure on some other device.
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When doing that, students have two options.
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