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In general, some of the SERs expressed concern that the proposals under consideration would have a substantial impact on the cost of business credit, both by making their businesses less credit worthy and by reducing access to credit for their customers that are using loans to fund small business operations.
Ovitz said, "I think at the end of the day (Drink), there's a much wider interest in art than ever before.
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Someone who is "exploding onto the credit scene" -- going from no credit to multiple applications in a short period -- is "someone who could be getting in over their head," he says.
Based on industry outreach, the Bureau understands that some small entities already have a practice of not continuing to attempt to collect using these means after one or two failed attempts.
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