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Because of the way payday stores locate, however, this has had much less impact on the geographic availability of payday loans.
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In some instances, the total amount credited to the ALLL as recoveries on an individual loan (which may have included principal, finance charges, and fees) may exceed the amount previously charged off against the ALLL on that loan (which may have been limited to principal).
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Cash loan 12 months but he nonetheless thinks the correction may not come until January.
See Small Business Review Panel Report, at 33.
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