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The Bureau seeks comment on all aspects of the Bureau's approach to the effective date of the final rule, whether it should be simplified and whether the proposed time periods are appropriate, should be lengthened, or should be shortened.
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The vendor would also need to provide a Web page where the full disclosure linked to in the text message would be provided.
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For Round 2, the “30 days” language was rephrased and the “loan date” column in the table and the two line items for consumer initials were removed.
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Payday lenders who provided a loan falling within the definition of a small amount credit contract (SACC), defined as a contract provided by a non authorised-deposit taking institution for less than $2,000 for a term between 16 days and 1 year, are permitted to charge a 20% establishment fee in addition to monthly (or part thereof) fee of 4% (effective 48% p.
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